Kredivo stands out as the epitome of flexible payment solutions in today's fast-paced world. Here's how Kredivo showcases its unparalleled adaptability:
Product Financing with Installment Payments: Choose to pay later in 1 month, or opt for 3, 6, 12, 18, and 24-month installments, tailoring your payments to fit your financial situation.
Interest Rate: Enjoy 0% interest for payments within 30 days and 3-month installments. For longer terms of 6, 12, 18, and 24 months, premium account holders benefit from rates starting at just 1.99% per month, with a maximum annual rate of 41.51%.
Limit: Access a generous credit limit of up to IDR 50,000,000, giving you the freedom to make significant purchases.
Simulation: Consider a 12-month installment for a transaction of IDR 2,000,000. With Kredivo's 1.99% monthly interest rate, your monthly repayment would be IDR 206,480, summing up to a total repayment of IDR 2,477,760.
Whether you're looking to shop online or offline on installment without a credit card, need quick loans for emergencies, or have faced rejections from traditional credit applications, Kredivo steps in as your go-to online credit line provider. Not only does it offer installment plans without the need for a credit card, but it also provides personal loans through KrediFazz, all in one convenient platform.
Kredivo is designed for speed and efficiency, evaluating your creditworthiness in real-time. The registration process is a breeze, taking just 5 minutes, with approvals granted shortly after. Once approved, you're ready to shop on installment at a vast network of online and offline merchants, including Tokopedia, Shopee, Lazada, Indomaret, Alfamart, Tiket.com, Erafone, H&M, Electronic City, IKEA, McDonald's, and over 4000 other merchants, all with just a couple of clicks.
From purchasing a new mobile phone with zero down payment to booking flight tickets with airlines like Garuda Indonesia, Batik Air, Citilink, and AirAsia, or even buying furniture and fashion items, Kredivo makes it possible to buy anything, anywhere. Additionally, you can manage your utility bills, purchase pulsa/data packages, gaming/streaming vouchers, and even gasoline directly from the Kredivo app. For urgent financial needs, KrediFazz offers quick cash advances with flexible 3, 6, and 12-month installment options.
Kredivo truly embodies the slogan #Sefleksibelitu, showcasing its flexibility in every aspect of its service. Here are three more compelling reasons to choose Kredivo:
◉ Simpler and Faster: Apply online effortlessly by uploading your KTP through the Kredivo app—no salary slip required. After a swift approval process, you can instantly purchase your dream item on credit or secure a loan from KrediFazz without any hassle.
◉ Safe and Secure: Your security is paramount. All user data on Kredivo is encrypted, and the service is licensed and regulated by OJK, ensuring its credibility and safety.
◉ 0% Interest & Without Down Payment: Kredivo offers one of the lowest interest rates available, and there's no down payment required for any of its services.
For more detailed information, you can refer to the General Product and Service Information Summary (RIPLAY) at www.kredivo.id. If you have any feedback or inquiries, feel free to email us at [email protected] or call 0804-1-573348.
Our business address is Dipo Tower Level 3 Unit A-B, Jalan Jenderal Gatot Subroto No. Kav. 51-52, RW.7, Kota Jakarta Pusat, Daerah Khusus Ibukota Jakarta 10260, and our customer service office is located at Gedung FinAccel Lantai 3, Jl. Tomang Raya No.1, RT.2/RW.1, Jatipulo, Kecamatan Palmerah, Kota Jakarta Barat, Daerah Khusus Ibukota Jakarta 11430.
What's New in the Latest Version 3.48.0
Last updated on Oct 17, 2024
Minor bug fixes and improvements. Install or update to the newest version to experience the latest enhancements!