Welcome to the NO.1 digital banking savings bank, where we redefine financial services with innovative features and unmatched user engagement! We lead the industry with the highest cumulative app downloads and users in the savings bank sector, as confirmed by App Annie data as of December 31, 2023.
Well Bang Walking Savings
Embark on a journey to boost your savings with our unique 'Well Bang Walking Savings' feature. Simply by walking, you can accumulate interest rates of up to 10% per annum. Achieve specific step goals within the subscription period to enjoy preferential interest rates tailored to your activity level.
WELCOME! First Transaction Preferential Interest
New to our bank? Open an account and make your first transaction to receive a special interest rate of up to 7% per year for the first 30 days. It's our way of welcoming you to the family!
Welcome My Data: Asset and Liability Management
Struggling with asset and liability management? Our 'Welcome My Data' service has you covered. We've helped save a total of KRW 8,334.98 million through our nationwide interest reduction project as of March 14, 2024. We'll manage all your debts, suggest possible transfer loans, and help you participate in the interest reduction project. Plus, our 'credit weather' tool assists in managing your credit effectively.
Easy and Convenient Account Opening
Open an account anytime, anywhere, 24/7, with or without a public certificate. Just use pattern or fingerprint authentication and a 6-digit authentication number. We also offer dedicated accounts for Payers, office workers, and bosses, each with special benefits tailored to your needs.
Wellbang Lounge: Exclusive Prize Benefits
Don't miss out on the 'Wellbang Lounge' where you can enjoy exclusive prize benefits. Walk to earn up to 100 won per day (up to 3,000 won per month) as a loan customer, or up to 40 won per day (up to 1,240 won per month) as a receiving customer. Participate in our 'Well Bang Lotto' and 'Well Bang Odd or Even' games for more chances to win!
Convenient Financial Services
Experience seamless financial management with our easy transfer feature. Simply press and hold the account card you wish to withdraw from, then drag to the account card you wish to deposit into. Check your total assets, detailed status, and savings goal status on one page. Use our 'Automatic Payment' service for utility bills and other usage fees. Curious about your credit score? We offer 'free credit management' that doesn't affect your score.
Electronic Financial Fraud Prevention
Your security is our priority. We operate a "PC designation service," "2-channel authentication service," and "one-time authentication number" service in line with the Financial Supervisory Service’s guidelines to prevent electronic financial fraud.
Product Information
Well-Bang Working Savings
- Subscription target: Individual customers
- Contract period: 12 months
- Payment amount: Between 10,000 won and 200,000 won per month
- Interest payment: Lump sum at maturity
- Basic interest rate: 1.0% per year + preferential interest rate up to 9.0% per year
- Preferential interest rate conditions:
- Differential payment based on annual step count (up to 8.0%)
- 1 million steps: 1.0%p/year
- 2 million steps: 2.0%p/year
- 3 million steps: 3.0%p/year
- 4 million steps: 8.0%p/year
- Automatic transfer through our bank account at least 6 times (1.0%p)
- Differential payment based on annual step count (up to 8.0%)
WELCOME First Transaction Preferential M Term Savings
- Subscription target: Individual customers
- Contract period: 12 months
- Payment amount: Between 10,000 won and 200,000 won per month
- Subscription conditions: Within 30 days from the first deposit subscription
- Interest payment: Lump sum at maturity
- Basic interest rate: 3.7% per year + preferential interest rate up to 3.3% per year
- Preferential interest rate conditions:
- Automatic transfer through our bank account at least 8 times (1.8%p/year)
- Average account balance from new deposit date to the day before contractual maturity of 500,000 won or more (1.5%p/year)
Common precautions: Deposits are protected up to "50 million won" per person under the Depositor Protection Act. Please review product descriptions and terms before signing. You're entitled to a thorough explanation of the product before transacting. Note that interest rates may change; always check our website or app for the latest information.
Customer Center Operating Hours
- Loan: 1661-0001 (Weekdays 08:30 - 18:00)
- Deposit/Withdrawal: 1661-9400 (Weekdays 09:00 - 18:00)
- Business operator: 1661-9300 (Weekdays 09:00 - 18:00)
- Financial fraud reporting night call center: 02-397-8600/8800
Wellbang App Permissions and Purposes
Required Access Rights
- Storage space: For storing joint certificates, checking for OS tampering, submitting documents, storing photos, and submitting supporting documents.
- Phone: For identity verification, device verification, and consultation calls.
- App activity: To collect app information and detect malicious apps by obtaining broad package visibility rights to prevent electronic financial transaction incidents.
Optional Access Rights
- Contacts/Address Book: For contact transfer, sending SMS, purchasing coupons, and selecting recipients when recommending a friend. Functionality may be limited if you do not consent.
- Camera: For photo identification, face authentication, document submission, etc. Functionality may be limited if you do not agree.
- Photos and videos: To save and collect photos submitted as supporting documents. Functionality may be restricted if you do not consent.
- Notification: To receive notifications of important notices, events, and promotions. You may be restricted from receiving notifications if you do not consent.
Items for Investigation of Credit Disorderly Conduct
- Malicious app detection information, diagnostic information on detected malicious apps.
Welcome Savings Bank Co., Ltd.
- CEO: Daewoong Kim
- Business registration number: 120-87-93876
- Compliance Officer Deliberation No.: 3765 (2024.08.08~2025.08.07)
- Reviewed by the Korea Federation of Savings Banks: 2023-00710 (2023.06.22~2024.06.21)
What's New in the Latest Version 3.4.9
Last updated on Oct 22, 2024
- Improved and stabilized app usage environment
